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Sort Codes for All Branches of Nigerian Banks
A sort code is essential for making smooth and secure money transfers between different banks or even within the same bank.
Below, you’ll find a list of the top Nigerian commercial banks along with the sort codes for all their branches across the 36 states and the Federal Capital Territory (FCT), Abuja.
What is a Sort Code?
A sort code is a unique 9-digit number assigned to a specific bank branch. It plays a crucial role in ensuring that money is accurately transferred between accounts, whether within the same bank or across different banks.
While sort codes are primarily used for domestic transactions, they can also be required for international payments, usually alongside the bank’s SWIFT code for cross-border transactions.
Each branch of a bank is assigned a distinct sort code, which means no two branches of the same bank share the exact number. However, branches located within the same region or state might have similar starting digits.
In Nigeria, the first three (3) digits of a sort code identify the bank, while the second set of three (3) digits indicates the bank’s location, often shared by branches within the same region. The final three (3) digits are unique to each branch, distinguishing one branch from another within the same bank.
What is My Nigerian Bank Sort Code?
Once you know what a Sort Code is, the next question is likely, “What’s my Sort Code?” Your sort code is linked to the branch where your account is currently held.
In most cases, your sort code corresponds to the branch where you originally opened your account. However, if you transfer your account to a different branch due to relocation or other reasons, you will need to use the sort code of that new branch. This ensures that all transactions and correspondence are directed to the correct location associated with your account.
For instance, if you live in Ibadan and opened a First Bank account at the Awolowo branch, whenever you’re asked for your sort code, you’ll need to provide the code for that specific branch.
The same logic applies if you reside in Uyo and opened your account at Eket or you’re based in Lagos and opened your account at the Ikeja branch. This principle can be applied across all banks and states in Nigeria.